When buying a home or business, your credit is extremely important. Many times the credit bureaus can contain errors or misinformation. So always be sure to check your credit report for errors. Many sites say they are free but they really are not, so be aware. One site that is free that you can check your credit from once a year is www.annualcreditreport.com. Review your credit report to make sure there are no errors such as wrong addresses, phone numbers, or accounts. You can contact the credit bureaus directly and ask them to correct the errors.